Aetna Health Insurance:

Aetna is one of the largest health insurance companies in the country. They are also one of the oldest - Aetna has over 150 years experience in the insurance industry. Today, they have over 40 million members nationwide. Aetna's provider networks have more than 870,000 health care professionals, more than 500,000 doctors and specialists, and 5000 hospitals.

Aetna offers a wide array of health insurance options including dental coverage, prescription drug coverage, and Medicare supplement plans. Their plans can be tailored to fit the needs of individuals, families, seniors, and businesses of all sizes.

Aetna's Health Plans:

Aetna offers affordable insurance plans in every U.S. state. Here are some of Aetna's plans:

1. PPO (Preferred Provider Organizations). PPOs give you the flexibility and freedom to get care from any physician or hospital - you'll have insurance coverage with all health care providers. But if you choose doctors in the Aetna's nationwide network, you'll save money on your health care costs.

2. Preventative and Hospital Care. These plans provide coverage for routine physicals, hospital admission, and outpatient surgeries - with flexible deductibles.

3. HSA Compatible. Many of Aetna's health plans are compatible with Health Savings Accounts - where you can save money tax-free for your health care expenses.

Managed Choice Open Access High Deductible:

Deductibles $3000 or $5000

1. Lower premiums

2. Higher deductible, then 0% for most visits and services

3. Allows you to open a tax-advantaged HSA
   

The Aetna Advantage Managed Choice Open Access High Deductible Plan is designed to work with contributions to a Health Savings Account (HSA). An HSA allows you to pay for qualified medical expenses on a tax-advantaged basis. Your premium payments could be lower. The “high-deductible” part means that you'll pay more out of pocket than with most other plans before coverage begins. Managed Choice Open Access High Deductible Plan gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. Costs will be higher if you choose out-of-network health care professional.

Managed Choice Open Access:

Deductibles $1000,$1500,$2500 or $5000

1. Moderate premiums
   

2. Moderately higher copays, deductible and out-of-pocket maximum
   

The Aetna Advantage Managed Choice Open Access Plan may be your choice if you are looking for the lowest monthly payments you can find. In return, you will pay a higher annual deductible, out-of-pocket maximum and office visit copays. The higher the deductible, so are the charges for seeing a Doctor or a Specialist, but of course this lowers the Premium. The Managed Choice Open Access Plan gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. Costs will be higher if you choose out-of-network health care professional.

Aetna Managed Choice Open Access Value:

Deductibles $3000,$5000,$7500 or $10000

1. A moderate balance of plan features and affordable premiums
   

The Aetna Advantage Managed Choice Open Access Value Plan may be a good choice if you're looking for a health insurance plan that offers an attractive balance of plan features and affordable premiums.Gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. Costs will be higher if you choose out-of-network health care professional.

Reasons to Choose an Aetna Health Insurance Plan:

1. You can visit most any licensed doctor or hospital you choose. Your out-of-pocket costs will be lower in Aetna's network of participating physicians and hospitals.

2. You can visit your doctor’s office as often as you like.

3. You don’t need a doctor’s referral to see a specialist.

4. There’s no waiting period to enjoy preventive care.

5. Your children’s immunizations are covered.

6. Well-woman exams do not apply to your deductible.

Aetna offers a number of programs and services that help control rising benefits costs while striving to improve the quality of health care, such as case management; disease management and patient safety programs; integrated medical, dental, pharmaceutical, behavioral health and disability information. Aetna provides members with access to convenient tools and easy-to-understand information that can help them make better-informed decisions about their health and financial well-being.