Cigna offers a variety of health plans to choose from. They tend to have a network that is available nationwide. They are more competitive in the copay plans. They tend to have better plans for insureds over age 50.

CIGNA is a leading provider of health care and related benefits, Cigna strives to keep the workforce of its customer companies – and CIGNA's own workforce -- healthy and productive. CIGNA’s wide-ranging domestic and international capabilities allow employers to create integrated benefits solutions tailored to specific business needs. The scope of CIGNA's products and services offer employers flexibility for future planning and growth, and offer consumers greater choice and support in reaching health care decisions. CIGNA is committed to facilitating meaningful change in the health care system to shift from a cost-based care to a value-based care model, linking consumerism with health management by engaging consumers in decisions that affect their health.

myCIGNA helps consumers manage health care benefits and provides access to WebMD's suite of health information and decision support tools.

CIGNA Health Plans

CIGNA’s individual and family plans offer simple-to-use, comprehensive health plans.

CIGNA’s Open Access plans allow you the option to choose an in-network provider or receive care from a provider who isn’t a part of the CIGNA network. You can choose your PCP (Primary Care Physician) and you do not need a referral to see an in-network or out-of-network specialist. Deductibles range from $1,000 to $5,000 for individuals and $2,000 to $10,000 for families in-network.

Health Savings Plans (HSA) are comprehensive plans with high deductibles that allow you to use a tax-advantaged HSA to help pay for current medical expenses or save for future medical expenses. Most preventive care services are covered 100% and you have direct access to participating specialists without a referral. Deductibles range from $1,500 to $5,000 for individuals and $3,000 to $10,000 for families in-network.