Humana offers a variety of health plans to choose from. They have a unique underwriting process that allows you to do a telephonic application. Let us know that you are interested and we can generate a quote number for you. Then all you have to do is call the 800 number, answer a few health questions. Many applications are processed on the spot and can bind coverage the same day.

Why Choose HumanaOne

1 The choice and flexibility to customize your plan due to Humana's health insurance plan variety. Choose from a wide network of doctors.

2 The convenience of a one-stop destination for life insurance, dental insurance, and individual health insurance

3 Take advantage of special Humana health plan discounts that could save you hundreds of dollars a year (varies by state).

4 A friendly Humana Customer Care Team that helps you make informed healthcare decisions 5Access to MyHumana for helpful health plan information, medical information, cost savings tips, and tools

Choice and Flexibility with HumanaOne:

Large network. HumanaOne network features approximately 544,000 medical providers, more than 4,000 hospitals, and over 60,000 pharmacies across most of the U.S. If you're sick or injured while you're traveling, you're likely to find medical care covered by plan benefits at in-network rates, which can save you a considerable amount of money.

Plan portability is another feature that sets us apart. This means your health insurance plan coverage can continue if you move to another participating state.

Health insurance plan variety. With HumanaOne you can customize a health insurance plan that’s just right for you. Choose the plan you like, then add any extras you need, from dental and supplemental accident benefits, to prescription medication and life insurance plans.

Humana Health Plans include value-added features, not just insurance.

HumanaOne- types of Plans:

Portrait:You'll get benefits you'd expect from big employers. Deductibles start as low as $1,000 for in-network single coverage and include a prescription drug benefit with a separate prescription deductible. You'll also experience 100% coverage on in-network doctor visits for covered illness and injury after copayment.

Autograph: A great blend of features and benefits. Choose from plans that pay up to 100% of the covered cost for most in-network care once you reach your deductible. Some plans offer a prescription drug benefit while others are HSA-qualified and can be combined with a Health Savings Account for potential tax advantages.

Monogram: Helps you to lower your monthly premiums by selecting a higher deductible ($7,500/single in-network, $15,000/family in-network). These plans include benefits for preventive care and prescription

medications and pay 100% for most covered, in-network medical costs once the annual deductible has been met.

Annual Max: Provides a lower annual deductible that helps protect you from the cost of accidents or illnesses and allows you to keep your monthly premium affordable by limiting your amount of coverage with either a $100,000 or $250,000 annual maximum.

Short Term: Health insurance for as few as 30 days. It's fast and easy to apply. If eligible, your coverage can begin the next day. With a choice of deductibles, it's easy to find a plan to fit your budget. A great option for temporary workers, recently unemployed or young adults no longer eligible under their parent's plan.

HumanaOne Term Life Insurance HumanaOne Term Life Insurance is a simple and affordable way to provide money to your loved ones in the event of your death. It can help replace your income or pay off debts so your family can continue the lifestyle they're accustomed to.

You can apply for HumanaOne Term Life Insurance coverage conveniently over the phone in conjunction with your individual health plan application (you cannot apply online for term life insurance).

HumanaOne Term Life Insurance Optional Riders

Premium Waiver in Case of Disability - This benefit pays your policy premium if you become totally disabled. Accidental Death - This benefit provides an additional accidental death benefit equal to your base policy

coverage amount. This benefit is not offered on policies with coverage amounts greater than $150,000. Children's Term - This benefit provides $5,000 of coverage for each child, and one premium covers all children in a family.

HumanaOne Dental Benefit

HumanaOne's dental option offers an array of benefits to promote good dental health for you and your family. This optional dental benefit is ideal for those looking for both dental and health insurance coverage from Humana.

Deductible: $50 for Individual coverage & $150 for Family coverage Annual Maximum:$1,000 Network: Extensive PPO Network with more than 100,000 dentist locations. Choose any dentist you

want, but you can save up to 30 percent on out-of-pocket costs when you visit an in-network provider.

Use Humana One Dentist Finder to see if your dentist is an in-network provider. (Note: The HumanaOne network is PPO/ Traditional Preferred.)

Preventive Care Services:Covered at 100 percent with no deductible or waiting period.

•Oral exams •Routine cleanings •X-rays •Sealants •Topical flouride treatment

Basic and Major Services:Covered at 50 percent after meeting deductible; waiting periods apply.

•Fillings •Extractions •Endodontics •Periodontics •Partial or complete denture repairs/adjustments

MyHumana As a HumanaOne member, you’ll have access to MyHumana, a personalized suite of online tools

that helps you budget wisely for medical care, and discover more ways to save. MyHumana makes it easy to:

•Track medical expenses for yourself and each member of your family. •See what you’ve spent and how to plan ahead. •Access to clear information about provider performance and healthcare costs with online tools like:

Compare Hospitals, the Cost Estimator, and Physician Profile •Look up treatments and drugs prescribed by your doctor, see what’s covered by your plan, understand

what it costs, and learn what alternatives are available to you. •Check claims submitted and confirm their status.

You'll also find money saving tips to make your health plan dollars go further, such as saving up to 50 percent on the cost of prescription drugs simply by switching to an equivalent generic medication*. Additionally, MyHumana offers a convenient view of year-to-date medical expenses, allowing you to better control out-of-pocket costs.

Save for the future:

With HumanaOne's high deductible health plan, you may be able to reduce your health insurance premiums by nearly 50 percent. This is an example of what you could save as a result of moving from a health plan with a low annual deductible to a high deductible health plan.{**Often a great choice, pay for coverage when you need to use it otherwise save your money.**}

Save with Special Discounts:

As a HumanaOne member, you keep more money in your pocket by enjoying special money-saving opportunities through discount programs. Take advantage of these HumanaOne member savings:

•Eye care and vision services – Save up to 35 percent off retail price on frames •Over-the counter and prescription medication – Save up to 25 percent •Chiropractic, acupuncture, and massage therapy – Save up to 30 percent •Health-related products and services, including skin care, nutrition supplements, and vitamins – Save up to 20

percent

Humana Health Plans include value-added features, not just insurance.